What an Emergency Fund and Why do you Need one?
How putting some money away for emergencies can change your life
How putting some money away for emergencies can change your life
What is a credit score? Do you know your credit score? Chances are you’ve heard of having a credit score, maybe you know you have one, maybe you even know what it is, but do you know what it means?
IRAs, ROTH IRAS, 401(k)s… the list goes on. There are many different kinds of retirement accounts and without proper knowledge you could easily get overwhelmed, or worse leave money on the table! Picking the right IRA can be difficult, here it’s broken down for you:
Step 2 of my personal finance road map is to contribute to an employer-matched retirement plan (step 1 was to create a budget). Let’s cover this in a few Q&As:
Everything you read about personal finance or investing seems to be riddled with acronyms. There’s IRAs,CDs, ETFs and about one thousand more. In this post I’m going to explain some of the most common finance acronyms:
For those of you who don’t know who Charlie Munger is, a quick google search would reveal that he is Warren Buffet’s, 93 year old, soft-spoken partner. I’ve recently started reading Poor Charlie’s Almanack, by Kaufman. It is one of the best books I’ve read …
Until my not so graceful plunge into adulthood, I only had the vaguest idea of what a 401(k) was. I knew my parents had them, I knew they were for retirement and had something to do with investing, but that’s where my knowledge (and quite …
Almost all of us will carry some form of debt in our lives. Eight out of Ten Americans have some form of debt, even though most of us would prefer not to carry any. Most people run into debt issues when their loans carry …
Creating a budget is the first step I outline on my step-by-step guide and I can’t stress how important having a budget is. Here I’ll walk through creating an excel budget. There are some different software/applications you can use when creating a budget but for …
How to get started saving and managing your personal finance, a step-by-step flow chart: All of these topics have more in-depth posts, this is just a big picture overview.