Year: 2017

Monday Monies: 8/6 – 8/13

Monday Monies: 8/6 – 8/13

This past week flew by! Summer in Chicago is so busy, there is always something to do, hopefully when fall rolls around I’ll have a stricter schedule. For now here’s week 3:

3 Ways to Get A Credit Card With No Credit

3 Ways to Get A Credit Card With No Credit

This topic actually came to me in a conversation with my mom. She was worried that my younger brother (22) has no credit and no foreseeable need in the direct future. I suspect this is a problem that a lot of young people have. After 

Bear or Bull? What do These Market Terms Mean?

Bear or Bull? What do These Market Terms Mean?

Bear vs. Bull, what are they? “Bear” and “Bull” are used to describe market trends. You will often hear the term “bear-market” or “bull-market”. They are used to describe how the market is moving-up or down. These market terms really describe how investors are feeling 

Guns Germs and Steel Summary and Review

Guns Germs and Steel Summary and Review

Have you ever been asked: What book has made you smarter? For me, the answer to that question is Guns Germs and Steel. This post serves as a Guns Germs and Steel Summary and Review, but I hope what you take away is how well 

When to Move Money to Savings

When to Move Money to Savings

How do you know when to move money to savings?   How do you know what balances to keep in you’re checking account? When I first started out budgeting and working on my own personal finance journey, I googled these questions as well. I was 

7 Ways to Save Money, Without Cutting Your Daily Latte

7 Ways to Save Money, Without Cutting Your Daily Latte

Too often I see budgeting or personal finance advice along the lines of cutting your daily coffee or treat from the vending machine every day. In reality, there are much more efficient ways to save money that don’t force you to cut out the little 

Credit Cards vs. Cash: The Two Budgeting Camps

Credit Cards vs. Cash: The Two Budgeting Camps

If I had a dollar for every time I heard something along the lines of “millennials never carry cash” I’d have a bunch of cash I wouldn’t want to carry.

What is a Credit Score?

What is a Credit Score?

What is a credit score? Do you know your credit score? Chances are you’ve heard of having a credit score, maybe you know you have one, maybe you even know what it is, but do you know what it means?

IRAs- What’s the Difference and Which is the Right IRA for You?

IRAs- What’s the Difference and Which is the Right IRA for You?

IRAs, ROTH IRAS, 401(k)s… the list goes on. There are many different kinds of retirement accounts and without proper knowledge you could easily get overwhelmed, or worse leave money on the table! Picking the right IRA can be difficult, here it’s broken down for you:

Employer-Matched Retirement Plan

Employer-Matched Retirement Plan

Step 2 of my personal finance road map is to contribute to an employer-matched retirement plan (step 1 was to create a budget). Let’s cover this in a few Q&As: