Author: rachel.stewart259

Simplifi Quicken Review

Simplifi Quicken Review

Recently, Quicken (yes, like Quicken Loans) released a new cloud based personal finance management software, Simplifi Quicken. It is a direct competitor to the very popular Mint application and arguably a competitor to the slightly more advanced, YNAB application. We reviewed the application to get 

Can I Open Multiple Roth IRAs? And Other Roth IRA Questions

Can I Open Multiple Roth IRAs? And Other Roth IRA Questions

Roth IRAs are a great tool to help save for retirement. Incase you’re not familiar with the basics, Roth IRA stands for – Individual Retirement Account. The Roth part indicates that you are contributing post-tax dollars. Roth IRAs are not as complicated as they may 

Can You Get Rich Saving Coins in a Jar?

Can You Get Rich Saving Coins in a Jar?

Do you know anyone with a full water jug full of coins? What about something smaller like a mason jar? When I was little, I thought I could get rich if I just started saving coins. I would collect coins from in between the couch 

Healthy Grocery Shopping on A Budget – A Guide

Healthy Grocery Shopping on A Budget – A Guide

Like it or not, we all need to go to the grocery store at some point. We all need to eat and food falls into the “needs” category of budgeting. Grocery shopping can eat up (pun intended) a large part of your budget, especially if 

What is the 50 30 20 Budget Rule?

What is the 50 30 20 Budget Rule?

Have you heard of the 50 30 20 budget rule? If not – you’ve come to the right place! There are many different rules of thumb and ways to estimate how you should budget, the 50/30/20 Budget rule is just one of those ways to 

How to Save 5000 in a Year using Envelopes

How to Save 5000 in a Year using Envelopes

Are you someone who has a hard time saving money? Does the idea of saving a significant amount of money seem impossible? We’ll show you an easy way to save 5000 in a year just using envelopes! Sound too good to be true? Well, it 

10 Best Finance Books To Read

10 Best Finance Books To Read

Looking to increase your financial literacy? There are tons of books out there ranging from personal finance to market behavior that I’ve found to be life changing. We’ve complied a list of the 10 best finance books to read. The best finance books are the 

What is Black Scholes? A Guide.

What is Black Scholes? A Guide.

The Black Scholes Model is a complex financial model. It’s used to calculate a fair value of an option based on a number of inputs. It is one of two major financial model that are used to determine theoretical pricing for options contracts. The other 

Create Multiple Income Streams – a How To Guide

Create Multiple Income Streams – a How To Guide

Before we get into how to create multiple income streams, your first question might be what do we mean by “multiple income streams”? And why should you care? Well, multiple income streams or multiple sources of income are important for a number of reasons, the 

Three Steps to Financial Independence

Three Steps to Financial Independence

What is financial independence? Financial independence, sometimes referred to as F.I.R.E – Financial Independence retire early means you’re in a good enough financial situation that you can retire before the typical retirement age. Sounds nice, doesn’t it? Below are the the steps to Financial Independence.