Young Professional Navigating Personal Finance and Post Grad Life

Basics

The Budgeting Secret Weapon

The Budgeting Secret Weapon

Budgeting is HARD At first glance, you might think it doesn’t sound too bad, track the in…track the out… compare. But when you really think about how often you exchange money, it quickly becomes daunting. Different people have different strategies, I talk about using excel […]

3 Ways to Get A Credit Card With No Credit

3 Ways to Get A Credit Card With No Credit

This topic actually came to me in a conversation with my mom. She was worried that my younger brother (22) has no credit and no foreseeable need in the direct future. I suspect this is a problem that a lot of young people have. After […]

Bear or Bull? What do These Market Terms Mean?

Bear or Bull? What do These Market Terms Mean?

Bear vs. Bull, what are they? “Bear” and “Bull” are used to describe market trends. You will often hear the term “bear-market” or “bull-market”. They are used to describe how the market is moving-up or down. They really describe how investors are feeling about the […]

When to Move Money to Savings: Monthly Bank Account Rebalancing

When to Move Money to Savings: Monthly Bank Account Rebalancing

How do you know when to move money to savings? How do you know what balances to keep in you’re checking account? When I first started out budgeting and working on my own personal finance journey, I googled these questions as well. I was looking […]

What is a Credit Score?

What is a Credit Score?

Credit Score? What’s that? Chances are you’ve heard of having a credit score, maybe you know you have one, maybe you even know what it is, but do you know what it means?

CDs, IRAs, ETFs Oh My!

CDs, IRAs, ETFs Oh My!

Everything you read about personal finance or investing seems to be riddled with acronyms. There’s IRAs,CDs, ETFs and about one thousand more. In this post I’m going to explain some of the most common acronyms:

401(k) Basics

401(k) Basics

Until my not so graceful plunge into adulthood, I only had the vaguest idea of what a 401(k) was. I knew my parents had them, I knew they were for retirement and had something to do with investing, but that’s where my knowledge (and quite […]

Paying Down Debt 101

Paying Down Debt 101

Almost all of us will carry some form of debt in our lives.  Eight out of Ten Americans have some form of debt, even though most of us would prefer not to carry any. Most people run into debt issues when their loans carry high […]

Creating a Budget-Excel

Creating a Budget-Excel

Hi Everyone! Today I want to talk about creating a budget.  It’s the first step I outline on my step-by-step guide and I can’t stress how important having a budget is. There are some different software/applications you can use to budget but for this post I’m […]

Step-By-Step Guide

Step-By-Step Guide

How to get started saving and managing your finances, a step-by-step flow chart: All of these topics have more in-depth posts, this is just a big picture overview.