Can I Open Multiple Roth IRAs? And Other Roth IRA Questions

Can I Open Multiple Roth IRAs? And Other Roth IRA Questions

Roth IRAs are a great tool to help save for retirement. Incase you’re not familiar with the basics, Roth IRA stands for – Individual Retirement Account. The Roth part indicates that you are contributing post-tax dollars. Roth IRAs are not as complicated as they may 

Can You Get Rich Saving Coins in a Jar?

Can You Get Rich Saving Coins in a Jar?

Do you know anyone with a full water jug full of coins? What about something smaller like a mason jar? When I was little, I thought I could get rich if I just started saving coins. I would collect coins from in between the couch 

Healthy Grocery Shopping on A Budget – A Guide

Healthy Grocery Shopping on A Budget – A Guide

Like it or not, we all need to go to the grocery store at some point. We all need to eat and food falls into the “needs” category of budgeting. Grocery shopping can eat up (pun intended) a large part of your budget, especially if 

What is the 50 30 20 Budget Rule?

What is the 50 30 20 Budget Rule?

Have you heard of the 50 30 20 budget rule? If not – you’ve come to the right place! There are many different rules of thumb and ways to estimate how you should budget, the 50/30/20 Budget rule is just one of those ways to 

How to Save 5000 in a Year using Envelopes

How to Save 5000 in a Year using Envelopes

Are you someone who has a hard time saving money? Does the idea of saving a significant amount of money seem impossible? We’ll show you an easy way to save 5000 in a year just using envelopes! Sound too good to be true? Well, it 

Three Steps to Financial Independence

Three Steps to Financial Independence

What is financial independence? Financial independence, sometimes referred to as F.I.R.E – Financial Independence retire early means you’re in a good enough financial situation that you can retire before the typical retirement age. Sounds nice, doesn’t it? Below are the the steps to Financial Independence. 

How to Budget During Unemployment

How to Budget During Unemployment

Being unemployed is extremely stressful. All of a sudden there may be questions you never considered – how will you pay your bills? Can you afford for your child to go to dance class or stay in the school band? No one wants to be 

How to Create A Budget –  In A Recession

How to Create A Budget – In A Recession

Are you worried about an impending recession? Have you been wondering how to create a budget and maybe even putting it off? Well, you’re in luck because we have a completely free downloadable budget template here. It’s just a simple excel spreadsheet, but it’s easy 

How Much Do You Need To Save for Retirement?

How Much Do You Need To Save for Retirement?

When my dad first retired, his response to the question, “how does it feel to be retired?” was “it’s weird”. He went on to explain how strange it was to not be making money any more, only spending it. He was right, that did seem 

How to Pick the Right Bank for You

How to Pick the Right Bank for You

Banking is a concept that has been around since the invention of currency and trading. People don’t want to hold onto their own money when it’s convenient to store it in a central location. Now, banks offer a wide range of products and services beyond