What an Emergency Fund and Why do you Need one?
How putting some money away for emergencies can change your life
How putting some money away for emergencies can change your life
Robinhood. No not the children’s movie, the investing app that’s revolutionizing how the lay person invests. Here is an overview of the basics, and a short review so if you’ve been curious or this is the first time you’re hearing about it – you can …
Budgeting is HARD At first glance, you might think it doesn’t sound too bad, track the in…track the out… compare. But when you really think about how often you exchange money, it quickly becomes daunting. Different people have different strategies, I talk about using excel …
Happy New Year! The start of a new year signals the rush of new faces to the gym, more people elbowing you in the organic aisle in the grocery store and new lofty savings goals. We all know we can be very ambitious with these …
Bear vs. Bull, what are they? “Bear” and “Bull” are used to describe market trends. You will often hear the term “bear-market” or “bull-market”. They are used to describe how the market is moving-up or down. These market terms really describe how investors are feeling …
How do you know when to move money to savings? How do you know what balances to keep in you’re checking account? When I first started out budgeting and working on my own personal finance journey, I googled these questions as well. I was …
Too often I see budgeting or personal finance advice along the lines of cutting your daily coffee or treat from the vending machine every day. In reality, there are much more efficient ways to save money that don’t force you to cut out the little …
If I had a dollar for every time I heard something along the lines of “millennials never carry cash” I’d have a bunch of cash I wouldn’t want to carry.
IRAs, ROTH IRAS, 401(k)s… the list goes on. There are many different kinds of retirement accounts and without proper knowledge you could easily get overwhelmed, or worse leave money on the table! Picking the right IRA can be difficult, here it’s broken down for you:
Everything you read about personal finance or investing seems to be riddled with acronyms. There’s IRAs,CDs, ETFs and about one thousand more. In this post I’m going to explain some of the most common finance acronyms: