Recently, Quicken (yes, like Quicken Loans) released a new cloud based personal finance management software, Simplifi Quicken. It is a direct competitor to the very popular Mint application and arguably a competitor to the slightly more advanced, YNAB application. We reviewed the application to get …
Roth IRAs are a great tool to help save for retirement. Incase you’re not familiar with the basics, Roth IRA stands for – Individual Retirement Account. The Roth part indicates that you are contributing post-tax dollars. Roth IRAs are not as complicated as they may …
Like it or not, we all need to go to the grocery store at some point. We all need to eat and food falls into the “needs” category of budgeting. Grocery shopping can eat up (pun intended) a large part of your budget, especially if …
Have you heard of the 50 30 20 budget rule? If not – you’ve come to the right place! There are many different rules of thumb and ways to estimate how you should budget, the 50/30/20 Budget rule is just one of those ways to …
Are you someone who has a hard time saving money? Does the idea of saving a significant amount of money seem impossible? We’ll show you an easy way to save 5000 in a year just using envelopes! Sound too good to be true? Well, it …
A fiduciary is another person who acts on your behalf, often managing financial assets. For someone to be a true fiduciary, they have to have your best interest in mind, they are not acting to benefit themselves or any other party, only you. A true …
Being unemployed is extremely stressful. All of a sudden there may be questions you never considered – how will you pay your bills? Can you afford for your child to go to dance class or stay in the school band? No one wants to be …
Have you heard the term “Dead Cat Bounce” on the news lately? Sounds kind of morbid doesn’t it? Well, in a way it is. According to Investopedia, a Dead Cat Bounce is a slight recovery in a downturn followed by the continue fall of stock …
There’s a lot that’s uncertain right now, is the coronavirus in my town? In your building? Are you going to have a job after this is all over? Is a recession coming? These are all big scary questions that honestly, no one really knows the …
Are you worried about an impending recession? Have you been wondering how to create a budget and maybe even putting it off? Well, you’re in luck because we have a completely free downloadable budget template here. It’s just a simple excel spreadsheet, but it’s easy …