Tag: frugal

Can You Get Rich Saving Coins in a Jar?

Can You Get Rich Saving Coins in a Jar?

Do you know anyone with a full water jug full of coins? What about something smaller like a mason jar? When I was little, I thought I could get rich if I just started saving coins. I would collect coins from in between the couch 

How to Budget During Unemployment

How to Budget During Unemployment

Being unemployed is extremely stressful. All of a sudden there may be questions you never considered – how will you pay your bills? Can you afford for your child to go to dance class or stay in the school band? No one wants to be 

What is a Dead Cat Bounce?

What is a Dead Cat Bounce?

Have you heard the term “Dead Cat Bounce” on the news lately? Sounds kind of morbid doesn’t it? Well, in a way it is. According to Investopedia, a Dead Cat Bounce is a slight recovery in a downturn followed by the continue fall of stock 

How to Create A Budget –  In A Recession

How to Create A Budget – In A Recession

Are you worried about an impending recession? Have you been wondering how to create a budget and maybe even putting it off? Well, you’re in luck because we have a completely free downloadable budget template here. It’s just a simple excel spreadsheet, but it’s easy 

When to Move Money to Savings

When to Move Money to Savings

How do you know when to move money to savings?   How do you know what balances to keep in you’re checking account? When I first started out budgeting and working on my own personal finance journey, I googled these questions as well. I was 

Creating an Excel Budget

Creating an Excel Budget

Creating a budget is the first step I outline on my step-by-step guide and I can’t stress how important having a budget is. Here I’ll walk through creating an excel budget.   There are some different software/applications you can use when creating a budget but for