Recently, Quicken (yes, like Quicken Loans) released a new cloud based personal finance management software, Simplifi Quicken. It is a direct competitor to the very popular Mint application and arguably a competitor to the slightly more advanced, YNAB application. We reviewed the application to get …
Roth IRAs are a great tool to help save for retirement. Incase you’re not familiar with the basics, Roth IRA stands for – Individual Retirement Account. The Roth part indicates that you are contributing post-tax dollars. Roth IRAs are not as complicated as they may …
Do you know anyone with a full water jug full of coins? What about something smaller like a mason jar? When I was little, I thought I could get rich if I just started saving coins. I would collect coins from in between the couch …
Like it or not, we all need to go to the grocery store at some point. We all need to eat and food falls into the “needs” category of budgeting. Grocery shopping can eat up (pun intended) a large part of your budget, especially if …
Have you heard of the 50 30 20 budget rule? If not – you’ve come to the right place! There are many different rules of thumb and ways to estimate how you should budget, the 50/30/20 Budget rule is just one of those ways to …
Looking to increase your financial literacy? There are tons of books out there ranging from personal finance to market behavior that I’ve found to be life changing. We’ve complied a list of the 10 best finance books to read. The best finance books are the …
Before we get into how to create multiple income streams, your first question might be what do we mean by “multiple income streams”? And why should you care? Well, multiple income streams or multiple sources of income are important for a number of reasons, the …
What is financial independence? Financial independence, sometimes referred to as F.I.R.E – Financial Independence retire early means you’re in a good enough financial situation that you can retire before the typical retirement age. Sounds nice, doesn’t it? Below are the the steps to Financial Independence. …
A fiduciary is another person who acts on your behalf, often managing financial assets. For someone to be a true fiduciary, they have to have your best interest in mind, they are not acting to benefit themselves or any other party, only you. A true …
Being unemployed is extremely stressful. All of a sudden there may be questions you never considered – how will you pay your bills? Can you afford for your child to go to dance class or stay in the school band? No one wants to be …